CNote Group, Inc.

Certified B Corporation
Headquarters

California, United States

Certified Since

February 2019

Industry

Other financial services

Sector

Service with Minor Environmental Footprint

Operates In

United States

CNote aligns your financial goals with your values. Trusted by industry leaders like Apple, Mastercard, Nike, as well as individuals and foundations, CNote's secure platform offers FDIC-insured deposits and fixed income solutions tailored to your needs. Leverage CNote's extensive, vetted network of Minority Depository Institutions and CDFIs to drive significant, positive impact in the communities you care about. Join CNote in transforming financial capital into a force for good, and building a more equitable future.

Overall B Impact Score

Based on the B Impact assessment, CNote Group, Inc. earned an overall score of 121.1. The median score for ordinary businesses who complete the assessment is currently 50.9.
121.1
121.1 Overall B Impact Score
80 Qualifies for B Corp Certification
50.9 Median Score for Ordinary Businesses

Governance 22.0

Governance evaluates a company's overall mission, engagement around its social/environmental impact, ethics, and transparency. This section also evaluates the ability of a company to protect their mission and formally consider stakeholders in decision making through their corporate structure (e.g. benefit corporation) or corporate governing documents.

Mission & Engagement4.1
Ethics & Transparency7.9
+ Mission Locked10

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.


Workers 28.8

Workers evaluates a company’s contributions to its employees’ financial security, health & safety, wellness, career development, and engagement & satisfaction. In addition, this section recognizes business models designed to benefit workers, such as companies that are at least 40% owned by non-executive employees and those that have workforce development programs to support individuals with barriers to employment.

Financial Security8.4
Health, Wellness, & Safety6.5
Career Development5.6
Engagement & Satisfaction6.2

Community 11.7

Community evaluates a company’s engagement with and impact on the communities in which it operates, hires from, and sources from. Topics include diversity, equity & inclusion, economic impact, civic engagement, charitable giving, and supply chain management. In addition, this section recognizes business models that are designed to address specific community-oriented problems, such as poverty alleviation through fair trade sourcing or distribution via microenterprises, producer cooperative models, locally focused economic development, and formal charitable giving commitments.

Diversity, Equity, & Inclusion8.7
Economic Impact0.0
Civic Engagement & Giving0.9
Supply Chain Management0.7

Environment 3.9

Environment evaluates a company’s overall environmental management practices as well as its impact on the air, climate, water, land, and biodiversity. This includes the direct impact of a company’s operations and, when applicable its supply chain and distribution channels. This section also recognizes companies with environmentally innovative production processes and those that sell products or services that have a positive environmental impact. Some examples might include products and services that create renewable energy, reduce consumption or waste, conserve land or wildlife, provide less toxic alternatives to the market, or educate people about environmental problems.

Environmental Management2.0
Air & Climate0.0
Water0.0
Land & Life0.0

Customers 54.4

Customers evaluates a company’s stewardship of its customers through the quality of its products and services, ethical marketing, data privacy and security, and feedback channels. In addition, this section recognizes products or services that are designed to address a particular social problem for or through its customers, such as health or educational products, arts & media products, serving underserved customers/clients, and services that improve the social impact of other businesses or organizations.

Customer Stewardship4.2
+ Support for Underserved/Purpose Driven Enterprises27.7
+ Serving in Need Populations22.4

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.



Previous Overall B Impact Scores

2022 Overall B Impact Score121.3
2019 Overall B Impact Score94